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Qualifying to buy a Habitat home

The Habitat for Humanity Portland/Metro East program is unique because we serve many families whose income levels are not high enough to qualify for other homeownership programs.

Families need to meet the following criteria in order to qualify for the Habitat for Humanity program:

Resident Status

  • Must be a United States citizen or permanent legal resident.

First-Time Home Buyer

  • Must have NOT owned a home in the past three years.

Need

  • Currently living in sub-standard, subsidized, or unaffordable housing.

Willingness to Partner

  • Must contribute 500 hours of  ”sweat equity”.

Ability to Pay

  • Must have proof of steady income and have satisfactory credit history.
  • Must be within 30-60% of the median Portland area household income (for example, approx. $21,350 – $42,720 for a family of four)
Family Size Monthly Gross Income Yearly Gross Income
1 $1,246 to $2,495 $14,950 to $29,940
2 $1,425 to $2,850 $17,100 to $34,200
3 $1,604 to $3,205 $19,250 to $38,460
4 $1,779 to $3,560 $21,350 to $42,720
5 $1,925 to $3,845 $23,100 to $46,140
6 $2,067to $4,130 $24,800 to $49,560
7 $2,208 to $4,415 $26,500 to $52,980
8 $2,350 to $4,700 $28,200 to $56,400
Add $50 to monthly income for each additional dependent

If you meet our guidelines and would like to get on the mailing list for the next Application Meeting please fill out the Interest Form.

For other housing programs please visit our Local Resources page.

Do you qualify financially? Click here to view our application process.

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