Your initial gift gets “recycled” to keep building future Habitat homes.

Habitat’s revolving fund shows the life of your gift after your donation is made. After acquiring land and materials, volunteers and the future homeowners work side-by-side to build homes. Habitat sells the homes to pre-qualified families using a 1% down payment and 0%-interest mortgage. Payments are set below 30% of each family’s monthly income to ensure longterm affordability. Because Habitat acts as the lender, 100% of the mortgage principal payments return to Habitat to help build more homes!