Home Repair & Preservation
The Home Repair and Preservation Program helps low-income homeowners located in Cully, Habitat’s current Neighborhood Revitalization Initiative (NRI) focus neighborhood, restore and maintain their homes. Habitat will partner with homeowners to alleviate critical health and safety issues and complete needed home improvement projects. This program is part of the Neighborhood Revitalization Initiative’s long-term commitment to revitalizing Cully in partnership with residents and Living Cully nonprofit partners.
How it Works
Habitat is currently accepting applicants for exterior repair and preservation work.*
These projects could include but are not limited to the repair, replacement, or upgrade of:
- Windows and Exterior Doors
- Steps, Ramps, Porches, Decks and Retaining Walls
- Walkways and Driveways
- Brush and Junk Removal
- Exterior Painting
Habitat serves as the general contractor and may complete repair projects in-house using staff and volunteers or hire subcontractors, depending on the nature of the work.
Most residents accepted into the program receive a deferred 0%-interest loan for the cost of repairs. Project costs are secured by the property. Payment is due upon sale or refinancing of the property. After 20 years the loan is forgiven. Homeowners are not required to take out a loan with Habitat if they have other sources of financing.
*To offer more financial assistance options, Habitat offers a Home Repair Individual Development Account (IDA) program in Cully. This 3:1 matched savings program allows homeowners to save for interior as well as exterior repairs that meet health, safety and/or accessibility needs. Please note that eligibility criteria for the IDA program are slightly different than those listed below for the Home Repair and Preservation Program.
Our recent home repair and preservation work has been renewing the Cully neighborhood! See some examples of past home repair work. Learn more »
Home Repair & Preservation is just one arm of our larger Neighborhood Revitalization Initiative. Learn more about Habitat Portland/Metro East’s efforts to renew the Cully neighborhood. Learn more »