Homeownership: Qualify & Apply

Buying a home in partnership with Habitat for Humanity is a unique opportunity. Habitat for Humanity Portland/Metro East develops decent, affordable homes in partnership with qualified homebuyers who help build and then purchase their homes with an affordable mortgage.

Future homeowners need to meet the following criteria in order to qualify for the Habitat for Humanity program:

Must be a United States citizen or permanent legal resident
Must have not owned a house in the past three years
Must be willing to contribute 300 hours of “sweat equity.”
Must have proof of steady income and have satisfactory credit history
Must be within 35-60% of the median Portland area household income
Applicants must have a combined minimum annual gross income of at least $30,000
Annual Gross Income Guidelines
Household Size Minimum Maximum
1 $30,000 $36,960
2 $30,000 $42,240
3 $30,000 $47,520
4 $30,765 $52,740
5 $33,226 $57,000
6 $35,687 $61,200
7 $38,149 $65,400
8 $40,610 $69,660

Application Workshops

Have questions or need help with your application? Would you like to have staff look over your application when turning it in? Attend one of our application workshops.

Thursdays in August, 5pm - 8pm
at Habitat for Humanity Portland/Metro East Office
1478 NE Killingsworth Street, Portland, OR 97211
Saturdays in August, 9am - 12pm
at Living Cully Plaza
6723 NE Killingsworth St., Portland, OR 97218

Homeownership Interest Form

Please review the qualification guidelines to ensure you meet our criteria before submitting this form to Habitat for Humanity. Please note that this interest form is not an application for a Habitat home, but provides us with your contact information so that we can notify you when we will be accepting applications.